Serving Dallas–Fort Worth, TX
Class 4 Impact-Resistant Shingles in Dallas–Fort Worth
North Texas sits in one of the most hail-prone parts of the country. Class 4 impact-resistant shingles are built to take more of a beating than standard shingles, and many Texas insurers offer premium discounts for them. CGJ Roofing & Construction installs Class 4 roofs to manufacturer specs and will help you decide whether the upgrade makes sense for your home.
UL 2218 Class 4 rated products • Installed to manufacturer specs • Insured
The Rating
What "Class 4" Means
Impact-resistant shingles are rated under the UL 2218 test. In the lab, steel balls of increasing size are dropped onto the shingle. Class 4 is the highest rating: the shingle withstood a 2-inch steel ball without cracking through.
That doesn't make a roof hail-proof. Very large hail can still damage any roof. But Class 4 shingles are built to resist the cracking and fracturing that standard shingles are more prone to.
Benefits
Benefits for DFW Homeowners
Better hail resistance
A moderate storm is less likely to mean a new roof.
Possible insurance discount
Many Texas insurers offer premium discounts for UL 2218 Class 4 roofs. Ask your agent what yours offers and what proof they need.
Fewer repairs & claims
Less hassle after storms over the life of the roof.
Same great look
Architectural styles and colors that look like standard shingles.
Before You Upgrade
Things to Know Before You Upgrade
Higher cost
Class 4 shingles cost more than standard shingles. A discount can offset some of that over time, depending on your insurer.
Discounts vary
The amount and requirements differ between insurance companies.
Installation matters
A Class 4 product only performs as rated if it's installed to manufacturer specs.
Upgrading during a claim
You can usually pay the difference to upgrade. We'll show you that difference in writing.
Compare
Class 4 vs. Standard Shingles vs. Metal
Standard architectural shingles
- Hail resistance: basic
- Upfront cost: lowest
- Insurance discount: usually no
- Look: traditional shingle
Class 4 impact-resistant shingles
- Hail resistance: higher (UL 2218 Class 4)
- Upfront cost: moderate
- Insurance discount: often, depending on insurer
- Look: traditional shingle
Metal roofing
- Hail resistance: high, but can dent
- Upfront cost: highest
- Insurance discount: sometimes, depending on product and insurer
- Look: metal panel or shingle-look
Free Comparison
Get a Side-by-Side Price
Get a free inspection and a side-by-side written price for standard and Class 4 shingles, so you can weigh the cost against the added hail resistance and any discount your insurer offers.
FAQ
Class 4 Shingles FAQ
Are Class 4 shingles hail-proof?
No roof is hail-proof. Class 4 shingles passed the highest impact rating in the UL 2218 test and resist hail damage better than standard shingles, but very large hail can still cause damage.
Will I get an insurance discount?
Many Texas insurers offer premium discounts for Class 4 impact-resistant roofs. The amount and requirements vary, so ask your insurance agent before you decide.
Do Class 4 shingles look different?
Not really. They come in architectural styles and colors that look like standard shingles.
Can I upgrade to Class 4 if insurance is paying for my roof?
Usually, yes. Insurance typically pays for like-kind replacement, and you pay the difference for the upgrade. We'll show you that difference in writing.
Are Class 4 shingles worth it in Dallas-Fort Worth?
For many DFW homeowners, the added hail resistance and possible insurance savings make it worthwhile, especially if you plan to stay in your home. We'll help you weigh the numbers.
Related Services
More Ways We Can Help
Roof Replacement
Full tear-off and new roof system, installed to manufacturer specs.
Learn more →Storm & Hail Damage
Free storm inspections and photo documentation for your adjuster.
Learn more →Insurance Claim Help
How a roof claim works in Texas, and we can meet your adjuster.
Learn more →Metal Roofing
Standing seam, stone-coated steel and premium options.
Learn more →Free Roof Inspection
An honest, photo-documented look at your roof at no cost.
Learn more →Gutters
Seamless, copper and paint-grip gutters, plus gutter guards.
Learn more →Service Areas
Serving Communities Across Dallas–Fort Worth
We work on homes and businesses throughout the Metroplex. Pick your city to see local details.
Free Roof Inspection
See If a Class 4 Roof Makes Sense for You
Get a free inspection and a side-by-side price for standard and Class 4 shingles.
Or email Chase@cgjroofing.comYour project is handled by Chase Jones and Michael Pleau, General Contractors at CGJ Roofing & Construction.